Planning a loan? The EMI calculator makes it simple to figure out how much you’ll pay every month. Just enter your loan amount, interest rate, and tenure, and the tool instantly gives you a clear breakdown of your monthly installments.
Whether it’s for a car loan calculator, auto loan calculator, or a mortgage calculator, EMI calculations help you see the bigger picture before signing any deal. Pair it with an amortization calculator to understand how much of your EMI goes toward interest and how much reduces the principal.
From students learning loan math to families planning home purchases, this tool is fast, accurate, and stress-free. And if you want all financial tools in one place, head to aio-calculator.com — your one-stop hub for smart money planning.
Calculate your Equated Monthly Installment (EMI) in seconds
EMI (Equated Monthly Installment) is the fixed amount you pay to a lender every month until your loan is fully repaid. Each EMI consists of a principal portion and an interest portion. Understanding your EMI helps in better budgeting and debt management.
Enter Loan Amount – The total amount you plan to borrow.
Enter Interest Rate – The annual interest rate offered by your lender.
Enter Loan Tenure – The repayment period in months or years.
Click Calculate – Get your monthly EMI, total interest, and total amount payable instantly.
Instant Results – No manual math required.
Accurate Calculations – Based on standard EMI formulas.
Multiple Loan Types – Personal, home, car, education, and business loans.
Better Financial Planning – Know exactly how much you’ll pay monthly.
Where:
P = Loan amount
R = Monthly interest rate (annual rate ÷ 12 ÷ 100)
N = Loan tenure in months
Yes, it works for all loans — personal, home, car, business, and education loans.
No, processing fees (if any) are separate and not included in the calculation.
For fixed-rate loans, yes. For floating rates, EMI may change.
With our free EMI Calculator, you can compare loan options, adjust tenure, and pick the repayment plan that fits your budget.