Smart investing starts with clear numbers. An Investment Calculator helps you forecast the future value of your savings and investments, so you know exactly how today’s money can grow tomorrow. Just enter your investment amount, expected rate of return, and time period, and the calculator instantly shows your wealth-building potential.
Whether you’re exploring a SIP investment planner, comparing FD vs RD returns, or testing different growth scenarios, this tool gives you clarity before you commit. It’s not just about returns — it’s about strategy.
Managing loans alongside investments? Pair the calculator with an EMI calculator, loan interest analyzer, or mortgage calculator to balance debt repayment with wealth creation. This way, you’re not just saving — you’re optimizing your financial journey.
With the right planning and consistency, your money works harder while you stay in control.
Check out aio-calculator.com for a complete suite of free calculators — from investments and deposits to loans, health, math, and daily life tools.
See how your investments grow over time with compound interest
Quick Return Estimates – See how much your money can grow.
Compare Multiple Options – FD vs SIP vs Equity returns.
Goal-Oriented Planning – Align investments with specific targets like retirement, home buying, or education.
Better Decision-Making – Choose the highest-yield option based on facts, not guesswork.
Select Investment Type – Lump sum, SIP, or both.
Enter Investment Amount – Total amount or monthly contribution.
Set Interest/Return Rate – Annual growth percentage.
Select Tenure – Duration in years or months.
Click Calculate – Instantly view total invested amount, returns earned, and maturity value.
Start early to maximize compounding.
Diversify between equity, debt, and fixed-income products.
Review your portfolio regularly and adjust based on market conditions.
Reinvest returns to accelerate wealth growth.
Lump Sum Investment Formula:
FV=P×(1+r)nFV = P \times (1 + r)^n
SIP Investment Formula:
FV=P×(1+r)n−1r×(1+r)FV = P \times \frac{(1 + r)^n – 1}{r} \times (1 + r)
Where:
FV = Future Value of the investment
P = Investment amount (lump sum or monthly)
r = Interest rate per period
n = Total number of periods
Yes, our tool allows mixed investment calculations.
Not automatically, but you can use our Inflation Calculator to see the real value of your returns.
No, returns depend on market performance and investment type.
Whether you’re saving for a dream home, your child’s education, or early retirement, the Investment Calculator helps you plan with precision and confidence.