Growing wealth doesn’t happen overnight — it takes discipline, planning, and the right tools. A SIP Investment Planner helps you map out your journey by showing how small, consistent contributions can grow into a significant corpus over time. Just enter your monthly investment, expected return rate, and tenure, and the planner will calculate your future wealth.
If you’re balancing investments with loans, pair this tool with a mortgage calculator, auto loan calculator, or car loan calculator to plan your finances holistically. An EMI calculator and loan interest analyzer can also guide you in managing repayments while continuing to invest steadily.
By using a SIP planner, you not only track how your money grows but also gain confidence in reaching long-term goals like retirement, education, or home ownership. It’s simple math working for your future.
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Plan your wealth creation journey
See exactly how your monthly investments grow over time.
Estimate the maturity value of your SIP at different interest rates.
Compare multiple SIP durations to find the best strategy.
Plan for specific goals like house down payments or early retirement.
Enter Monthly Investment – Amount you will invest each month.
Enter Expected Return Rate – Average annual percentage return (CAGR).
Enter Investment Period – Duration in years or months.
Click Calculate – View total invested amount, estimated returns, and maturity value.
We use the standard SIP formula:
FV=P×(1+r)n−1r×(1+r)FV = P \times \frac{(1 + r)^n – 1}{r} \times (1 + r)
Where:
FV = Future Value of the investment
P = Monthly investment amount
r = Monthly rate of return (annual rate ÷ 12 ÷ 100)
n = Total number of months invested
Disciplined Investing – Regular contributions without market timing.
Compounding Advantage – Earn returns on returns over time.
Flexibility – Start small and increase as your income grows.
Goal Tracking – Adjust investment period to meet your targets faster.
No, it works for any recurring investment — mutual funds, stocks, or ETFs.
You can recalculate anytime to see updated results.
No, returns shown are pre-tax. Adjust manually for post-tax value.
The SIP Investment Planner is your first step toward financial freedom. Start small, stay consistent, and watch your money grow.